Source: BridorL’Ambiote multi-fibre bread, BridorBridor’s latest piece of NPD has been four years in the making and is the result of research undertaken by the French bakery manufacturer and its scientific partners.Called L’Ambiote, the enriched fibre bread range is sourdough based and composed of seven vegetal fibres which Bridor said were ‘rigorously selected’ for their health benefits by Joël Doré, research director at the National Institute of Agronomic and Environment Research.The firm started working on its development in 2016 in partnership with Doré to make it easier for consumers to diversify and increase their fibre intake.Its available in a classic baguette format in two variants – Ambiote and Ambiote with cereals and seeds – as well as a loaf format. Bridor added that it can be adapted to other formats on demand.“The development of l’Amibiote over the past four years represents Bridor’s ongoing commitment to producing ‘better for you’ bakery products. Having a fibre-rich dietary staple available in an accessible, everyday format that appeals to consumers of all ages, is very important to us and is something we’re very excited to see flourish,” said Erwan Inizan, UK sales director at Bridor.The launch comes shortly after Puratos UK secured a government-funded grant for a product called Maxfibre – a high-fibre micro powder made from by-products of brewery, cereal milling and fruit processing. Source: Frank DaleA host of new products have hit the bakery scene from firms including Bridor, Spar and Frank Dale.There’s a new high-fibre baguette, which took four years to develop, vegan tarts for those staying on the plant-based bandwagon when Veganuary ends and savoury snacking options.Here’s a selection of the latest bakery NPD: Source: Frank DaleVegan tarts, Frank DaleFrank Dale is tapping into the plant-based trend with three new additions to its vegan range.On the savoury side, there’s the Spring Vegetable & Mature Cheese Tart which features broccoli, pea and mint in a British oat-based custard encased in a stone baked British oat and pea flour pastry topped with tasty mature vegan cheese.For something sweet, its created Vegan Mini Chocolate & Raspberry Cakes which are made up of chocolate and avocado sponges filled with a plant-based cream and topped with pink icing. There’s also the Vegan Woodland Berry & Sable Crust Tart which sees a sable pastry case filled with vanilla custard topped with cherries, blackberries, redcurrants, and blueberries.Frank Dale originally catered solely for professional chefs but developed a direct-to-consumer proposition as a result of the pandemic.“With the vegan sector rapidly increasing in popularity, we have increased our plant-based offering from three to six savoury and sweet dishes,” said managing director Ed Miles.“The reality is that vegan meals can be expensive as well as time consuming to prepare from scratch at home, our newest products make it easy for our customers to enjoy the benefits of a vegan diet, delivering a selection of cost effective, convenient and most importantly delicious solutions to suit a variety of eating occasions.” Source: SparSavoury biscuits trio, SparSpar is entering the savoury biscuit market with the launch of three new lines for its own label range.The new line-up comprises breadsticks, salt & pepper crackers, and rosemary crackers, all with an rsp of £1 per pack. The launch will be supported by in-store POS, merchandising and social media.“Biscuits add a huge contribution to store sales, and we know this move into own label savoury snacking biscuits represents a new opportunity for Spar stores,” said Bhavika Thakrar, Spar UK Senior brand manager. Source: Dina FoodsPaninette pizza base, Dina FoodsMediterranean foods supplier Dina Foods has expanded its Paninette flatbreads range with a pizza base.The eight-inch pizza bases are made of soft dough, baked in Dina Foods’ stone ovens, which can be filled, used as a wrap or topped like a pizza. They’ll be sold in packs of four via supermarkets, convenience stores and foodservice markets and have a 90-day shelf life.“The versatile new product is being launched in response to the growing demand for quick and healthy meal-time solutions, as working from home becomes the new normal,” said managing director Suheil Haddad.“Paninette pizza bases are also perfect for authentic Lebanese pizzas, known as Manakeesh, with toppings such as thyme, sesame and olive oil mix; minced lamb; or cheeses such as halloumi and mozzarella.”As part of a launch promotion, free sachets of a za’atar herbs mix, made with dried thyme, sesame seeds, salt and sumac, will be included with the first 20,000 Paninette pizza base packets with instructions on how to make Manakeesh. Source: Carr’s FlourBread mixes, Carr’s FlourCarr’s Flour is tapping into the home baking boom with a new range of bread mixes.Kicking things off is the family-friendly Carr’s Kids Bread Mix, which produces either a family-sized loaf or rolls, and Carr’s Kids Biscuit Mix, made with a blend of white and brown flour.To accompany the baking mixes, Carr’s Flour is also launching a kids collectables range which includes measuring cups and cookie cutters as well as a branded mini baking kit complete with rolling pin, spatula, pastry brush and cutting board.For the adults, there’s the Six Seed Mix – which contains sunflower seeds, wheat flakes, pumpkin seeds, linseed, poppy seeds and malted barley – as well as Malted Grain, which features malted wheat for added fibre. Rounding off the trio is the Sundried Tomato & Chilli Mix.
Read Full Story Adolescent lesbians and bisexuals are less likely to use passenger safety belts than their heterosexual peers, according to a new study led by Harvard School of Public Health Research Fellow Sari Reisner. Drawing from data gathered in the Youth Risk Behavior Survey which includes a measure of sexual orientation identity, the researchers found that sexual minority youth had increased odds of reporting seatbelt nonuse compared to heterosexual youth (48% higher for male bisexuals, 85% for lesbians, 46% for female bisexuals, and 51% for female youth unsure of their sexuality).The study Disparities in safety belt use by sexual orientation identity among US high school students appeared in the February 2014 American Journal of Public Health.“Safety belt nonuse among sexual minorities is an unexplored research area,” Reisner said in a Fenway Institute release posted on the Fenway Institute website on April 8, 2014. “There are studies that document disparities in safety belt nonuse in youth by other social determinants—for example, by race/ethnicity—but these studies do not consider sexual orientation. This is the first study, to our knowledge, that has been able to say that sexual minority adolescents are at-risk.”
Credit unions might be not-for-profit cooperatives, but the point of successful marketing is to increase your bottom line by growing your top line.That means paying attention to member engagement. Ultimately, your measure of successful member engagement is whether member activities are ever increasing their contribution to revenue. The key is to understand and measure member behaviors that are profitable, productive and will grow your revenue streams. Think of member engagement as the intersection of a member using your credit union, having an affinity for your credit union and feeling compelled to advocate for your credit union. Engaged members have real financial value that transcends their decision to do business with you beyond price or even convenience. If growth is your goal, focusing on member engagement is the path.Here are a few ideas to get you started:Identify your members’ why: You need to understand the primary reason your members choose to do business with you. This can be done simply with an annual member survey. Ask your members what is the most important reason they do business with you. If the answer doesn’t align with your core purpose and strategy, you need to re-tool your message. You may already have an idea why your target market does business with you, but you want to make sure your marketing messages are resonating. There is a lesson in statistics that correlation does not equal causation. In other words, just because two things are correlated, one might not be caused by the other. When it comes to the members’ why, you need to know the difference. Measure engagement: Member engagement can be hard to quantify if you don’t have the appropriate measures in place. You need to first ensure that what you are measuring is actually helping you make marketing decisions that can increase your response rate, determine perceived value and increase loyalty for reasons other than price and convenience. Set up metrics that measure results and then carefully research what messages are causing the desired responses from your target market. As you review the results, look for root causes for success or failure. It could be the messaging for one product area is falling flat. It could also be that the service delivery of a particular product is preventing success. Year over year, you will have a clear picture of where you are making progress and where you are not. Understand member behavior: We all know that members will respond to lower prices, but if this is your only strategy for growth, you are swimming in shark infested waters with competitors that have larger economies of scale and can beat you at the low-price game. To really grow long-term, you need to establish metrics that measure your members’ response and affinity beyond price. There’s a difference between having credit cards in your portfolio and understanding how members use them. Members choosing to pull your card out of their wallet to make purchases is the behavior that creates your top line growth.To truly measure your marketing’s effectiveness and the extent of your brand’s awareness, you need to measure your members’ engagement level. If you are not striving for this, you are leaving money on the table and missing the ability to grow both your top and bottom line. 11SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Bryn C. Conway Bryn C. Conway, offers more than 15 years of experience as a former credit union executive with extensive background in strategic planning, brand development, member experience, retail delivery and public … Web: https://www.bccstrategies.com Details
Sign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York An alleged gunman has been arrested for allegedly shooting a North Amityville man because the suspect believed that the victim’s grandson pulled the suspect’s daughters hair this week, Suffolk County police said.Anthony Franklin, 28, of Amityville, was charged Wednesday with assault.“Franklin was upset that his 6-year-old daughter had her hair pulled by another student on the bus ride to school,” police said in a news release. “Franklin went over to the residence of the boy he believed was involved on the bus.”Police said the suspect shot Wilson McWilliams twice after confronting the victim inside the victim’s Albany Avenue home and then fled the scene shortly before 4 p.m. Tuesday.McWilliams was airlifted to Stony Brook University Hospital, where he was in stable condition.Franklin will to be arraigned Thursday at First District Court in Central Islip.
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2. Avoid mass gatherings and crowds. 3. Wash your hands for at least 20 seconds using soap under running water as often as possible. 4. Do not touch your face before washing your hands. 5. Avoiding physical contact such as handshakes, cheek kissing, etc.6. Wear a face mask if you have a cough or are sneezing or sneeze and cough into your elbow. 7. Keep children inside. 8. Refrain from traveling outside the city. 9. Stay at home. Indonesia recorded a spike in COVID-19 deaths to 25 on Thursday afternoon, the highest in Southeast Asia, with 308 confirmed cases in 16 provinces, according to data from the Health Ministry. Jakarta has the most fatalities with 17 deaths.According to data provided by the Jakarta Health Agency on corona.jakarta.go.id, 976 people were being monitored and 480 others were under close observation as of Friday.To access further information regarding COVID-19, visit the government’s official website at corona.jakarta.go.id or phone the call center at 112 or 081388376955. Topics : Jakarta Governor Anies Baswedan has urged people in Jakarta to stay home and refrain from traveling outside the capital as a preventative measure against the COVID-19 pandemic. During an internal meeting with the Jakarta Police, the Indonesian Military (TNI), mayors as well as district and subdistrict heads across Jakarta, Anies stressed the importance of staying home and only going out when the situation deemed necessary.Anies also reminded the mayors and local administrative chiefs to introduce preventative measures against the spread of the lethal coronavirus to people in their respective areas of jurisdiction. “At least stay [in Jakarta] for three weeks. I’m delivering this information because we do not want Jakarta to experience the same thing that happened in other places,” Anies said in a written statement on Thursday.“Please do not leave Jakarta unless the situation is urgent,” he added. Anies instructed the mayors and regent of six administrative areas in Jakarta, as well as district and subdistrict heads, to convey the following preventive measures to the public:1. Avoid going outside unless in an emergency.
The €420m pension fund of cement manufacturer ENCI and affiliated companies has decided to liquidate itself and transfer existing pension rights to insurer Nationale Nederlanden (NN). In addition, it has concluded a defined contribution pension plan with NN for further pensions accrual for its active participants.The insurer has guaranteed the transferred pension rights and is likely to top them up with a “limited” one-off indexation, the pension fund added.At November-end, the pension fund’s coverage ratio was 104.7%. According to Arian Verhagen, the scheme’s chairman, NN had come up with the best proposition.“The insurer not only scored well on price but also on administration, communication and implementation,” he said. For the collective value transfer, the Stichting Pensioenfonds ENCI has been supported by consultant Towers Watson.The ENCI pension has 2,200 participants and pensioners.In other news, watchdog De Nederlandsche Bank (DNB) has issued the €669m pension fund for Alcatel Lucent with a €5,000 fine for twice submitting financial statements too late.In August, it missed a deadline for a quarterly statement by four days, after submitting another statement two weeks too late earlier in 2014.Although the basic fine for the violations is €500,000, DNB said it had taken the seriousness of the violation, the degree of culpability and the scheme’s financial position into account.At November-end, its coverage ratio was 99.7%.In its defence, the pension fund said its custodian had submitted the financial figures too late.In addition, it said its investment report had been delayed by an “insufficiently settled staff” and the holiday of an external party.However, in the opinion of DNB, the pensions provider remains responsible for outsourced activities.In recent months, the regulator has fined several pension funds for similar violations, after announcing that it would “get tough” on meeting deadlines.
The percentages of known email addresses range from 11% to 96%, mainly with the details of deferred participants missing. The healthcare scheme PFZW reported the highest score.BpfBouw, the pension fund for the building sector, is trying to obtain digital details through a large banner on its website. Currently, it has the email adresses of no more than 44% of its 155,000 active participants.Despite 3,000 of them having passed on their details since October, the percentage of email addresses on file has hardly improved, following an increase in the number of participants, the pension fund said.Metal schemes PMT and PME said they have the digital details of approximately one-third of their participants and pensioners.The remaining two-thirds still receive their uniform pension statements (UPO) and other correspondence by traditional paper mail.PMT and PME have 1.3 million and 615,000 workers, deferred members and pensioners, respectively.PMT said that it could save €2m annually if it could reach all participants and pensioners by email.The two schemes, whose joint pensions provider is MN, said they will send their participants an invitation to register on their online platforms.They said they expected to reach 80% of their participants through email in 2022.The metal funds noted they won’t opt for communication through the government-supported message box (Berichtenbox), as this charges pension funds for its services.Despite the costs – €0.14 for each time a participant logs in, and €0.40 for each letter placed in the box – civil service scheme ABP said it considered the message box as an alternative to email communication because of its lower costs and sustainability reasons.It said it had joined forces with the Pensions Federation to address the issue of costs charged by the government for its message box, explaining that care insurers can use the service for free.Of ABP’s 1.13 million active participants, 640,000 receive correspondence by email, while 100,000 are reached through the government’s Berichtenbox.The civil service scheme said it will send the remaining 400,000 a letter invitating members to visit its website and register. Several large Dutch sector schemes are actively trying to persuade their participants to pass on their email addresses in order to save on communication costs and for sustainability reasons.They are finding, however, that the process is laborious, and that they have a long way to go before they no longer need the postman and can save millions of euros through digital correspondence.Although most schemes already have an online platform and prefer digital communication, the main hurdle is that they lack the email addresses of many active participants, deferred members and pensioners.Participants must explicitly approve their pension fund’s request to switch to digital correspondence.
A place to escape the weather and enjoy the fruits of your labourAnd in Cardwell, you can harvest the fruit trees before escaping in to the cyclone shelter at 14 Roma St.Set a few streets back from the foreshore, this four bedroom home sits on a 1872sq m block, and also comes with its own bore water. Also on the market is 3 Mark Close at Pin Gin Hill, west of Innisfail.The four bedroom house is on the market for offers over $449,000 and has a cyclone shelter below one of the smaller bedrooms. It even has its own front door. This room doubles as a cyclone shelter/music room — and has been soundproofed to drown out gale-force winds and tone deaf musiciansOn the market for $510,000, the cyclone shelter at 42 Alstonia Drive has a solid brick core and is soundproofed and air-conditioned. This historic property comes with its own rustic cyclone shelter built in to the rock faceInside there is a simple table and chairs, and the bug out room comes with power, water, a generator box and a ventilation system. Inside the cyclone shelter carved in to a cliffAgent Kathlyn Johnson said the now vacant property, believed to be at least 100 years old, had stood the test of time — and the weather gods.“The current owners, their daughter and son-in-law lived there and he was a bit of a doomsday prepper so he built it,” Ms Johnson said.“He cut it in to the rock. It has been wired for generator power and has all the ventilation systems, its own water supply, a kitchenette and a bathroom.” MORE: What the coolest rentals will cost you This cyclone shelter was built by a “bit of a doomsday prepper” in IrvinebankA CYCLONE shelter carved in to the side of a rocky cliff is just one of the features that comes with a rustic post office in North Queensland. Located on the site of Irvinebank’s original post and telegraph office, entry to the bunker is via a solid door, with the internal rock walls exposed. The property is on the market for $200,000 and is just one of a number of properties currently on the market featuring a storm or cyclone shelter. Storm season has started with a bang in the southeast, and cyclone season officially starts on November 1.The Bureau of Meteorology released its cyclone outlook on Monday, predicting a below average number of cyclones for Australia due to weak El Nino conditions.“Although the tropical cyclone outlook indicates that there could be a below average number of tropical cyclones in the Eastern Region, past El Nino years have shown that severe tropical cyclones can make landfall about the Queensland east coast,” the outlook warned. More from newsParks and wildlife the new lust-haves post coronavirus16 hours agoNoosa’s best beachfront penthouse is about to hit the market16 hours ago“During the 2009-10 El Nino, severe tropical cyclone Ului crossed the central Queensland coast and showed that it only takes one landfalling cyclone to cause significant impacts on the local community. “Similarly, tropical cyclone Debbie was the only tropical cyclone for the Eastern Region in the 2016-17 season (a neutral ENSO year).” MORE: Regional Queensland towns striking property gold The bunker at 3 Mark Cl, Pin Gin Hill, is hidden below one of the bedroomsAlso in Pin Gin Hill is a four-bedroom house on almost three hectares at 430 Henderson Drive.This house comes with a partially inground cyclone shelter that would not look out of place in Tornado Alley.Agent Billie Hammett said the current owners, which include a former rural firie, had built the house and the storm shelter.“They thought it was better to be safe than sorry,” she said. In Weipa, the sturdy cyclone shelter at this house serves as a music room — drowning out gale-force winds and off-key singing.
Arminta was detained in the lockupcell of Police Station 1, facing charges for violation of Republic Act 9165, orthe Comprehensive Dangerous Drugs Act of 2002./PN Police officers served the warrantissued by Judge Domingo Casiple Jr. of the Regional Trial Court Branch 68 inDumangas, Iloilo dated July 16. Bacolod City – Police arrested a drug suspect in Barangay 12. The 43-year-old Charles Arminta ofTagaytay City was caught on the strength of an arrest warrant on Nov. 25, apolice report showed.