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How I’d invest £5k in the stock market crash

first_img Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Enter Your Email Address The current stock market crash has come as a major shock to many investors. However, it has also thrown up some incredible bargains, provided you are willing to invest for the long term, and let the recovery bed in.Now could be a good time to invest a lump sum, such as £5,000 in a Stocks and Shares ISA. The same advice could just as easily apply to £1k, £2k, £10k, or £20k.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…As the coronavirus outbreak hammers share prices, many stocks on the FTSE 100 now look incredibly cheap by conventional standards. You have to tread carefully, though, because some may have suffered lasting damage. I would be wary of travel stocks such as cruise operator Carnival, for example, or tour operator TUI AG.Stock market crash winners and losersThe travel sector is right on the front line of the slowdown, and while shares there could turn out to be amazing bargains, you’d need nerves of steel to buy them today.You might prefer to focus on defensive companies, ones that provide basic services people still need in a lockdown, including gas and electricity, or food and other household goods. I think water company United Utilities Group and pipes and wires transmissions group National Grid look solid buys, as demand for their services holds up, and government-regulated profits provide stability. Right now they yield 4.69% and 5.13% respectively, offering relative dividend solidity.Grocery chain Tesco and home delivery specialist Ocado Group have also held firm in the stock market crash, because people still need to eat.Top FTSE 100 opportunitiesSo has household goods firm Unilever. It has avoided the worst of the crash, yet trades at 17.45 times earnings, which counts as a bargain valuation by its high standards. For years, it has hovered around 24 times. It’s the same story for rival Reckitt Benckiser Group, which trades at 17.5 times earnings. Both look tempting to me today.Housebuilders Barratt Developments and Persimmon have downed tools and scrapped their dividends, but the UK housing market is resilient, and they could spearhead the recovery, when it comes.Don’t waste your Stocks and Shares ISAAnother way to take advantage of the stock market crash is to buy the entire FTSE 100 or FTSE All-Share, through a low-cost tracker fund, inside a Stocks and Shares ISA. The advantage of this is that you do not have to pick out individual stocks or sectors, but can spread your risk across a broad range of companies.If I was investing £5k right now, a combination of two or three individual stocks, plus a tracker, might work best.Remember to use your Stocks and Shares ISA allowance before this year’s deadline of 5 April, otherwise you have lost it for good. Personally, I would shun the Cash ISA. Interest rates are falling to ever lower levels, while many top FTSE stocks continue to yield 5%. Plus you will also get capital growth when their share prices finally recover. Harvey Jones | Sunday, 29th March, 2020 Simply click below to discover how you can take advantage of this. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Image source: Getty Images. center_img Harvey Jones has no position in any of the shares mentioned. The Motley Fool UK owns shares of and has recommended Unilever. The Motley Fool UK has recommended Carnival and Tesco. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. How I’d invest £5k in the stock market crash “This Stock Could Be Like Buying Amazon in 1997” I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Our 6 ‘Best Buys Now’ Shares See all posts by Harvey Joneslast_img read more

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Nonprofit Internet Strategies: Best Practices for Marketing, Communications, and Fundraising Success

first_img  13 total views,  2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Howard Lake | 21 November 2007 | News About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Nonprofit Internet Strategies: Best Practices for Marketing, Communications, and Fundraising Successlast_img read more

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Jump-Starting the Stalled Fundraising Campaign (Afp Fund Development Series) (Afp/Wiley Fund Development)

first_imgJump-Starting the Stalled Fundraising Campaign (Afp Fund Development Series) (Afp/Wiley Fund Development) Howard Lake | 3 February 2009 | News About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Tagged with: Managementcenter_img AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis  19 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThislast_img read more

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Institute of Fundraising – National Convention 2010

first_img About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Howard Lake | 12 March 2010 | News AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Institute of Fundraising – National Convention 2010  20 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThislast_img read more

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Longterm impact of historic oil price plunge

first_imgFor the first time in history, on April 20 the price of U.S. oil fell to minus $38 per barrel. This was an almost $100 drop per barrel from January 2020 when oil was $60 per barrel.On April 21, oil prices fell even further, sinking U.S. stocks to their worst loss since April 1. Treasury yields also fell, further increasing market concerns. The negative price drop impacts futures contracts on oil due to be delivered in May. “Futures contracts” refers to the price of oil delivered on a later date. “Treasury yield” is the interest percentage of return on investment in the U.S. government’s debt obligation.The glut, particularly in crude oil, is so serious that traders are finding themselves with oil reserves, no place to put them, and few buyers. Adding to the expense, after oil has been pumped from the ground, it needs to be stored in anticipation of future sales. Storage facilities could hit maximum capacity within three weeks. The alternative, shutting down oil production, risks damaging expensive drilling equipment.What is behind oil’s drastic drop in price, how long will that last, and what does this historic moment reveal about capitalist overproduction?Giving oil away?With very few people driving or flying, and with factories shut down, it is anticipated that the global demand for oil will fall to levels last seen in the mid-1990s. Currently the anticipated price of U.S. oil to be delivered in June and July fell to $11.57 per barrel. After President Trump made new war threats against Iran on April 22, the futures price jumped to $13.78.But if the price actually stays negative, oil producers will be faced with the dilemma of either giving oil away or paying someone to take it.In a socialist world, producers would distribute oil to countries most in need. In 2005, for example, when IMF-debt-ridden Argentina faced a fuel shortage, socialist-leaning, oil-producing Venezuela — facing its own shortage of milk and dairy products — arranged a commodity exchange.The drop in oil prices should mean that people in the U.S. and other capitalist countries could pay less to heat their homes or fill up their cars. But do not expect anything like that to happen under profit-driven capitalism.Why the drop in oil price?Much of the blame for this crisis has been placed on the COVID-19 pandemic. Yet the impact of overproduction of natural gas and oil from hydraulic fracturing (fracking) was felt long before the pandemic hit. Even before the coronavirus struck, a global oil glut, due to overproduction, was impacting investment markets.In early March, OPEC and Russia agreed to lower the oil price per barrel. Both entities enjoy low production costs that make this possible. OPEC announced it would also reduce production. OPEC member Saudi Arabia saw a possible advantage as lower prices were likely to hurt shale oil production in the U.S., now a major oil-export competitor.Russia, already hard hit by U.S. sanctions, announced it would keep production at current levels because it needs the revenue. With production impacted by U.S. sanctions, Russia had no incentive to carry the burden of U.S. energy debt.Recently over 12 of the top oil-producing countries have agreed to limit production to between 10 million to 15 million barrels per day, beginning in May. Yet even that was not enough to stop the historic price plunge.‘Sea change in economic outlook’Much of the oil and natural gas produced in the U.S. depends on fracking shale formations. The U.S. production cost per barrel is considerably higher than in the major oil- and gas-producing competitors. For well over a decade U.S. shale oil and gas relied on two factors — steady investments from oil company giants, banks and investment firms, and a growing global market demand for U.S. oil and gas. The U.S. also uses sanctions against major oil exporters like Venezuela, Iran and Russia to boost its market advantage.From inception, fracking has relied on deep-pocket investors willing to bet on future sales. But to cover the cost of investments from shale gas and oil production required a return of at least $48 per barrel. By contrast, current oil production costs in Saudi Arabia are around $2.80 a barrel.In April, U.S. energy giant Halliburton, a major shale oil producer, reported a $1.1 billion first quarter 2020 loss. It has drastically reduced production costs, laid off hundreds and furloughed thousands of workers. It expects a further decline in revenue and profitability for the rest of 2020.Chris Rupkey, chief financial economist at MUFG Union Bank, has declared: “The oil market is trading as if we’re in a new Great Depression and demand is not going to come back for not months, but years. There has been a sea change in the economic outlook.”  (NewYork Post, April 20)However, some oil-consuming countries may benefit from this oil price crisis. For decades, oil importers have paid exporters $60 to $70 per barrel or more. Currently, because of the lack of demand, oil prices have been $27 to $30 per barrel.So even though oil usage has dropped recently in China and India due to COVID-19 quarantine restrictions, the oil glut price crisis could mean billions in annual savings for India and China.With an uncertain future for global production in the aftermath of the COVID-19 pandemic, this transfer of wealth from oil-producing countries to oil-consuming countries could be an economic and political factor for some time to come.FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare thislast_img read more

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Union of Journalists’ headquarters stormed

first_img Organisation RSF_en Help by sharing this information February 26, 2011 – Updated on January 20, 2016 Union of Journalists’ headquarters stormedcenter_img News Three plainclothes security agents using a vehicle with police licence plates stormed the headquarters of Union of Journalists in Sanaa, insulting and threatening the journalists who were there. The head of the union, Marwan Damaj, said he filed a complaint with the interior ministry, which denied any role in the incident. last_img

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Al-Wasat resumes publishing

first_img May 8, 2011 – Updated on January 20, 2016 Al-Wasat resumes publishing Help by sharing this information Organisation The opposition newspaper Al-Wasat announced that its board had reversed its decision to close and intended to continue publishing. Closed by the information ministry on 3 May for allegedly disseminating false information that undermined the country’s international image and reputation, it was allowed to resume publishing the next day but three of its most senior journalists – editor Mansour Al-Jamari, managing editor Walid Nouihid and local news editor Aqil Mirza – were forced to resign. Several of its journalists were also arrested (http://en.rsf.org/bahraini-and-syrian-authorities-04-04-2011,39946.html). center_img News RSF_en last_img read more

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Growing Families Presents “Mindfulness and Stress”

first_img Name (required)  Mail (required) (not be published)  Website  Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday Joey Fung, Ph.D.Join La Canada Presbyterian Church on Sunday, November 8, at 9:30 a.m. in Fellowship Hall as Dr. Joey Fung tell us about “When children and teens are stressed, many cope in unhelpful ways. One tendency is to avoid or suppress difficult emotions, such as anger or sadness. An opposing tendency is to constantly worry about problems. Mindfulness helps children and teens move away from these extremes toward healthy stress management. In this presentation, we will discuss what mindfulness is, its benefits, and how it can be practiced and integrated into the busy daily lives of children and parents alike. Finally, given how mindfulness practice is deeply rooted in spiritual traditions, we will discuss how mindfulness can help create inner space and attune our self to the infinite presence of God.”Guest speaker, Dr. Joey Fung, received her PhD in Clinical Psychology from the University of California, Los Angeles and is currently an Assistant Professor of Psychology at Fuller Theological Seminary. Her research spans across the areas of parenting, parent-child relations, and culture and psychopathology. Together with her students and colleagues, she is conducting research on school-based depression screening and prevention intervention for adolescents, spiritual mindfulness meditation and empathy, and identifying non-traditional delivery systems of mental health care in international settings. Her work has been published in professional journals including the Journal of Family Psychology, Behavior Therapy, and Journal of Clinical Child and Adolescent Psychology. She also maintains a small private practice in South Pasadena.Growing Families is a monthly seminar-type class at the La Canada Presbyterian Church for parents and grandparents, led by a variety of people; some are experts in the field of child development, psychology, and education while others are parents who offer to others what has worked for their families.La Canada Presbyterian Church, located at 626 Foothill Blvd., offers a wide range of activities throughout each week for families and people of all generations, and prides itself on making anyone who steps onto campus feel welcome. For further information, visit lacanadapc.org or call (818) 790-6708. Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. Top of the News First Heatwave Expected Next Week 9 recommended0 commentsShareShareTweetSharePin it Business News More Cool Stuff HerbeautyWant To Seriously Cut On Sugar? You Need To Know A Few TricksHerbeautyHerbeautyHerbeautyKate Beckinsale Was Shamed For Being “Too Old” To Wear A BikiniHerbeautyHerbeautyHerbeauty8 Yoga Poses To Overcome Stress And AnxietyHerbeautyHerbeautyHerbeautyHere Are Indian Women’s Best Formulas For Eternal BeautyHerbeautyHerbeautyHerbeautyThe Most Heartwarming Moments Between Father And DaughterHerbeautyHerbeautyHerbeautyIs It Bad To Give Your Boyfriend An Ultimatum?HerbeautyHerbeauty Make a commentcenter_img Community News faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Virtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes Your email address will not be published. Required fields are marked * Faith & Religion Events Growing Families Presents “Mindfulness and Stress” From STAFF REPORTS Published on Thursday, October 29, 2015 | 1:49 pm EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy Community News Subscribe Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadenalast_img read more

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Epidemic of copper thefts in county

first_imgLinkedin Facebook Print Advertisement Email THE theft of copper piping and cylinders from houses is continuing to cause problems throughout Limerick, with a number of vacant premises having been targeted in the county. In recent incidents, unoccupied county council properties in Newcastle West town were targeted by criminals who stripped out piping and tanks. “This type of crime is has not gone away and is continuing to pose a major problem in the county; it has become an epidemic”, Newcastle West Councillor, Jerome Scanlan FG, told the Limerick Post.Sign up for the weekly Limerick Post newsletter Sign Up “Something needs to be done to protect these council properties as there are 30 vacant in the town and having them repaired and the copper replaced, is putting additional strain on the already stretched finances”.Among the houses targeted by copper thieves lately was a vacant parochial house in Feohanagh.  Thieves also stole 100 metres of telephone cable from Cappamore last week, leaving several houses without a landline service.  Last year a vacant hotel on the Ennis Road, and a closed golf club, had copper tanks stolen and piping stripped from the floors and ceilings by thieves.  Cllr Scanlan says that the problem is gone on too long and is seeking new regulations for the scrap metal trade to compel them to seek the production of tax clearance certificates by sellers so that stolen metal cannot be resold.center_img WhatsApp NewsLocal NewsEpidemic of copper thefts in countyBy admin – April 23, 2012 671 Twitter Previous articleLimerick lad is Mr Mushy PeasNext article17 jobs for UL innovation centre adminlast_img read more

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[COVID-19] ‘Even A Protector Needs Protection’: Plea In SC Seeks ‘Risk And Hardship’ Allowance For Police Personnels, Also Seeks To Quash ‘Salary Cut’ Orders [Read Petition]

first_imgTop Stories[COVID-19] ‘Even A Protector Needs Protection’: Plea In SC Seeks ‘Risk And Hardship’ Allowance For Police Personnels, Also Seeks To Quash ‘Salary Cut’ Orders [Read Petition] Sanya Talwar24 April 2020 3:16 AMShare This – x”‘Even a protector needs protection and safety’ and its time that Government must take effective measures and steps ensure good health and safety of the Police personnel’s” Former Assistant Commissioner of Police, Mr. Bhanupratap Barge has moved the Supreme Court seeking a direction to the Central Government to make provisions for payment of ‘risk and hardship’ allowance to…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?Login”‘Even a protector needs protection and safety’ and its time that Government must take effective measures and steps ensure good health and safety of the Police personnel’s” Former Assistant Commissioner of Police, Mr. Bhanupratap Barge has moved the Supreme Court seeking a direction to the Central Government to make provisions for payment of ‘risk and hardship’ allowance to the police officers who are serving on the frontline amid the COVID-19 pandemic. The Petitioner, through Advocate Pai Amit, has submitted that the concept of “Risk and Hardship Allowance” is not a novel one and should be put to use to aid the Police officers who are working over-time in hazardous conditions for enforcing the lockdown.Petitioner has also sought that the circulars whereby several state governments have announced to deduct the salaries of the police personnel should be withdrawn forthwith. The plea states that working at the frontline has made police officers and their families more vulnerable to contracting COVID 19. In fact, it submitted that there have been various reports of the police personnel who are contracting COVID 19 and several officers have even died in Madhya Pradesh. “It is submitted that by the very nature of their work, not only are police G personnel but also their respective families are at risk of contracting COVID 19. The police personnel are also coming under tremendous stress and no steps are taken for their mental well being. The present petition is being filed to ensure that the morale of the police personnel is boosted with incentives, especially due to the current COVID 19 situation,” the Petitioner submitted. The Petitioner bats for incentives for police officers in the form of bonuses and additional salary, so as to boost their morale and enable them to support their families, especially in those areas that have been declared containment areas/ hotspots. He submitted that the Government is obligated to protect the rights of the police personnel under Articles 14, 19, and 21 of the Constitution. “The Respondents have also a duty to, not only provide incentives to the police personnel, but also to ensure that they are incentivised for the additional duty of ensuring the proper implementation of the lockdown,” he remarked. In addition to this, the Petitioner has sought that the police personnel who are above the age of 48 years and suffer from any sort of medical conditions should be not deployed in hazardous working environment, due to their being more vulnerable to the infection. “As per WHO guidelines older adults and people of any age who have serious underlying medical conditions might be at higher risk for severe illness from COVID-19 hence such officer above 48 years with above medical conditions be not deployed in any stressful working environment which comes in direct contact with COVID-19 patients. It is submitted that as per the reports published in various news paper the officials who have died are above 50 years of age. The Petitioner in this regard seeks urgent interim directions to State to identify such police officials and exempt them from COVID-19 related duties and be put on any administrative work which has no or limited exertion,” the Petitioner submitted. Further, to address the serious shortage of police personnel and the fact that police personnel are also contracting COVID 19, the Petitioner has submitted that it is quintessential for the Government to recruit a few persons on ad hoc basis, to man the law and order situation. “The present petition is being filed seeking further direction to all the State Governments to, on ad hoc basis recruit persons who are physically fit, to ensure that the police officials are not burdened,” the plea states. Inter alia, the plea has sought apposite directions to the Government to ensure adequate supply of protective gears such as masks, gloves and sanitizers for police personnel’s, at priority. Lastly, the Petitioner has sought that the circulars whereby several state governments have announced to deduct the salaries of the police personnel should be withdrawn forthwith. “Although some State viz State of Haryana and State of Telangana have sought to encourage and appreciate the efforts of the Police personnel’s by paying them double salary, at the same time other States have, infact, in a way penalised the officers by deducting E their salaries upto 25% to 35% which is detriment to the interest and moral of several officers who are on field trying to contain this deadly virus which has taken several lives across the Globe,” the Petitioner submitted.The Petition has been filed through Advocates Rajesh Inamdar, Amit Pai and Sailesh MhaskePicture Courtesy: The Hindu Click Here To Download Petition Read Petition Next Storylast_img read more

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